Worldwide coverage options
Discuss your area of cover, including worldwide options and any geographical restrictions.
CEBU CITY, PHILIPPINES
For the people
you love.
For the life ahead.
Every family has plans worth caring for. Explore your insurance questions with Charlie Hera, your Cebu City-based agent, and take your next step with clarity.
A personal conversation. At your pace.
LET’S CONNECT
How would you
like to meet?
Your preferred time is a request. Charlie will contact you to confirm.
People first. Always.Here to listen.A conversation, at your pace.
ONE TAP AWAY
Keep Charlie close. Add AXActly to your phone.
Explore plans, send a message, or request a conversation from your Home Screen. Internet connection required.
INSURANCE & FUTURE PLANNING
What matters to you.
Let’s plan around it.
Health. Family. The years ahead. Explore the plans you can discuss with Charlie, then take the time to understand your options.
Life protectionFlexiProtect Life
Life protection that can renew as your family’s needs evolve.
Explore this plan
Life protectionAssure
Plan for lifelong protection with a payment period that suits you.
Explore this plan
Health protectionHealth Max
Prepare for the financial impact of a critical illness.
Explore this plan
Health protectionHealth Max Elite
Explore protection across different stages of critical illness.
Explore this plan
Family protectionAllShield
Bring life protection and your family’s longer-term needs into one conversation.
Explore this plan
Future planningVision Achiever
Explore life insurance with an investment component for future goals.
Explore this plan
Future planningAXA Secure Future
Plan around scheduled cash benefits and life insurance.
Explore this plan
Future planningAsset Master
Consider a single-pay approach to insurance and investment planning.
Explore this planLooking for international medical cover? Explore Global Health Access →
Availability, eligibility, benefits, and costs are subject to the current insurer’s documents and policy terms.EXPLORE HEALTH COVERAGE
AXA PHILIPPINES · MEDICAL INSURANCEGlobal Health
Access.
A starting point for a conversation about international medical insurance. Explore the care you need, where you need it, and the policy terms that matter to you.
Ask Charlie about GHAInpatient & outpatient care
Ask about eligible treatments, annual limits, deductibles, and the benefits of the plan you’re considering.
Cashless arrangements
Ask how eligible care is arranged through the provider network, subject to approval and policy terms.
What about family members?
Global Health Access materials describe family cover and premium discounts. Ask Charlie for the current eligibility rules, dependent definitions, and any available family discount.
Overview informed by the supplied Global Health Access presentation and AXA’s official product information ↗. Benefits vary by plan and are subject to underwriting, exclusions, limits, and the policy contract. Request current documents and a personalized quotation before deciding.
A SIMPLE PLACE TO START
Big questions.
Small, comfortable steps.
You don’t need to have all the answers.
That’s what a conversation is for.
Tell me what matters
Your family, your priorities, your questions. Start with whatever is on your mind.
Make room for clarity
Talk through your needs and the questions to ask when considering insurance.
Choose your next step
Take time to think. If you’d like to continue, Charlie can explain what comes next.
MEET YOUR INSURANCE AGENT
Charlie Hera.
Based in Cebu City.
Cebu City, PhilippinesBehind every insurance question is something personal. A family. A future. A plan you care about.
Based in Cebu City, Charlie Hera is here to start that conversation with you. Bring your questions, share what you’re comfortable with, and take things one step at a time.
Let’s find a time to talkIN THEIR OWN WORDS
Behind every plan,
there’s a personal story.
A conversation can be the first step toward preparing for the people you love.
Start your conversationMy father passed away so sudden, aside from emotional breakdown, we are also financially broken, I promise to myself that I will do a plan and get an insurance for my family if ever mawala ko, para dili sila maglisud and then I met Charlie,
ipasabot niya tanan nga walay mga difficult words, dali kaduolan, dli cya mubiya even if dugay na ka, I also get insurance for my mother and brother!! Highly recommended! Bahalag ginagmay basta ready
01 of 01
HOW WOULD YOU LIKE TO CONNECT?
Your time.
Your kind of conversation.
Choose a phone call, video call, or personal meeting within Cebu City. No medical or financial details needed to request an appointment.
GOOD TO KNOW
A little clarity,
before we talk.
Do I need to know which insurance I want?
No. You can start with your questions and priorities. Any specific policy terms, costs, exclusions, and eligibility should be reviewed in the relevant insurer’s documents.
Is my requested time automatically booked?
No. Charlie needs to confirm your request and contact you with the next steps. There is no live calendar availability on this website.
Do I need to complete an application first?
No. An appointment only needs your contact details, meeting type, and preferred time. The detailed application is a separate, optional step.
How is my information handled?
Contact details are used to respond to your request. Detailed applications include sensitive information and are encrypted before storage when the service is configured. Email notifications contain a reference and an authenticated link, not application details. Read the privacy notice before submitting.
LET’S START WITH HELLO
A clearer tomorrow
starts with a conversation.
Request an appointmentPhone · Video · Meet in Cebu CityWith Charlie Hera. At your pace.