Care for today.
Plan for what’s next.

EXPLORE YOUR OPTIONS

Find a place to start.

These are introductory summaries based on the supplied product materials. Ask Charlie for current insurer documents and a personalized quotation. Benefits, eligibility, exclusions, waiting periods, and costs depend on the plan and policy contract.

01 / Life protection

FlexiProtect Life

Life protection that can renew as your family’s needs evolve.

What to discuss with Charlie

• A life insurance plan renewable every five years.
• The supplied plan information describes renewal or extension without new evidence of insurability, with cover up to age 74, subject to the policy’s renewal conditions.
• Ask Charlie to explain renewal premiums, the final coverage date, and which optional riders suit your needs.

Optional riders

• Secure
• Care
• Critical Conditions Rider

Renewal does not mean premiums stay the same. Coverage and renewal depend on the policy terms. Riders have their own eligibility, coverage periods, exclusions, and additional costs.

Ask about FlexiProtect Life Official AXA product information ↗

02 / Life protection

Assure

Plan for lifelong protection with a payment period that suits you.

What to discuss with Charlie

• Choose a premium payment period of 5, 10, or 20 years, with life insurance coverage up to age 100 under the supplied plan information.
• A participating whole-life plan with the potential to earn dividends that may increase policy benefits. Dividends are not guaranteed.
• A guaranteed life insurance benefit begins on the first day the policy takes effect, subject to the policy contract, exclusions, and required premiums.

Optional riders

• Secure
• Care
• Critical Conditions
• Protector
• Waiver of Premium

Guaranteed policy benefits are separate from non-guaranteed dividends. Ask Charlie for the current benefit illustration and rider terms, costs, and eligibility.

Ask about Assure AXA Assure · PSBank product information ↗

03 / Health protection

Health Max

Prepare for the financial impact of a critical illness.

What to discuss with Charlie

• Critical illness protection covering 56 major and 18 minor conditions, subject to the policy definitions.
• Life insurance and an advanced health fund are described in the product materials.
• Ask Charlie about payment terms, exclusions, waiting periods, and the amount of cover appropriate for you.

A critical illness cash-benefit plan is different from medical expense reimbursement.

Ask about Health Max Official AXA product information ↗

04 / Health protection

Health Max Elite

Explore protection across different stages of critical illness.

What to discuss with Charlie

• The supplied presentation describes cover for pre-early, minor, and major critical conditions.
• It also describes repeat-claim features and crisis assistance, each with specific qualifying conditions.
• Review the current covered-condition list, claim intervals, benefit limits, and how claims affect remaining cover with Charlie.

Multiple claims are conditional. Not every diagnosis or recurrence qualifies.

Ask about Health Max Elite

05 / Family protection

AllShield

Bring life protection and your family’s longer-term needs into one conversation.

What to discuss with Charlie

• An insurance plan with life protection and an investment-linked account value.
• The materials describe accident benefits, premium-waiver features, and optional critical illness riders.
• Discuss the available payment periods and which riders are included in your proposed plan.

Riders have separate conditions and may carry additional costs. Investment values can rise or fall.

Ask about AllShield

06 / Future planning

Vision Achiever

Explore life insurance with an investment component for future goals.

What to discuss with Charlie

• A regular-premium, investment-linked insurance plan.
• The supplied materials describe 7-pay, 10-pay, and regular-pay options, with access to local and global fund choices.
• Ask for a personalized illustration explaining charges, fund risks, and the conditions for any fund bonus.

Investment returns and account values are not guaranteed. Illustrations are not promises of future performance.

Ask about Vision Achiever

07 / Future planning

AXA Secure Future

Plan around scheduled cash benefits and life insurance.

What to discuss with Charlie

• The supplied presentation describes a seven-pay endowment plan with a 20-year policy term.
• It describes scheduled yearly cash benefits beginning in policy year eight, a maturity benefit, and life cover.
• Ask Charlie to explain the contractual guaranteed benefits separately from any non-guaranteed dividends.

Benefit amounts depend on the basic sum insured and policy terms. Early surrender may return less than premiums paid.

Ask about AXA Secure Future

08 / Future planning

Asset Master

Consider a single-pay approach to insurance and investment planning.

What to discuss with Charlie

• A single-premium insurance and investment plan.
• The supplied materials describe local and global fund choices, top-ups, and fund switching.
• Discuss beneficiary planning, charges, liquidity, and investment risk before deciding.

Investment values and returns are not guaranteed. Early withdrawals may incur surrender charges; seek qualified advice on estate and tax matters.

Ask about Asset Master Official AXA product information ↗

09 / Health protection

Global Health Access

Discuss international medical insurance and your preferred area of care.

What to discuss with Charlie

• Explore worldwide coverage options and geographical restrictions.
• Ask about eligible inpatient and outpatient treatments, deductibles, and annual limits.
• Discuss provider networks, cashless arrangements, and current family eligibility rules.

Eligible care, limits, approvals, and exclusions vary by plan.

Ask about Global Health Access Official AXA product information ↗